Banking should make things easier.
Whether you’re managing a household, running a business or simply trying to get through your day, you shouldn’t have to work around your bank.
Ciera Bank gives you the tools to manage your money when and where you need them — backed by real people at eight North Texas locations when you’d rather talk to someone.
Convenient when you want it. Personal when you need it.
Everyday Banking Services
Online Banking, Bill Pay & Zelle®
Your bank is always close by. Check balances, view deposits and check images, review statements, set account alerts, pay bills and send money through Zelle® — all from your computer.
Mobile Banking
Take Ciera Bank with you. Check balances and account activity, pay bills, transfer funds, receive security alerts, and, for eligible accounts, deposit checks right from your phone.
Download the Ciera Bank mobile app:
Voice Banking
Prefer to make a call? You can.
Call (855) 482-6897 to check account balances and transactions, make loan payments and transfer funds.
And yes, when you need more help, you can still talk to a real person at Ciera Bank.
Debit & ATM Cards
Access cash and make purchases wherever Visa® debit cards are accepted with a chip-enabled Ciera Bank debit card.
If your card is lost or stolen, call (940) 549-2040 during regular banking hours or (800) 472-3272 after hours.
Wire Transfers
Need to move money securely? Ciera Bank offers domestic and international wire-transfer services.
Information, verification and fees may be required. Talk with your local branch and we’ll help you understand what you need before getting started.
Safe Deposit Boxes
Some things are worth keeping somewhere safe.
Safe deposit boxes are available at select Ciera Bank locations, with sizes and availability varying by branch. Contact your nearest location and we’ll help you find an available option.
*Items stored in a safe deposit box are not deposits, are not FDIC insured, and are not guaranteed by Ciera Bank.
Foreign Currency
Headed overseas? Ciera Bank can help with your foreign currency needs.
Foreign currency ordering and exchange services may be available. Contact your local branch for current options, availability and timing.
Business & Treasury Services
Tools that help you run your business.
Running a business means keeping a close eye on cash flow, payments and fraud. Our Treasury Management services give North Texas businesses practical tools to manage money more efficiently and with greater control.
And when you have a question, there’s a Ciera Bank team behind the technology.
Treasury Management
Every business handles money differently. Our Treasury Management team can help you find the right combination of services to simplify day-to-day banking, improve control over cash and help protect your accounts from fraud.
Talk with our Treasury Management team about your business.
Remote Deposit Capture
Bring the deposit window to your business.
Eligible Treasury Management customers can securely scan and transmit checks to Ciera Bank for deposit without trips to the bank — saving you valuable time.
ACH Services
Pay employees. Collect payments. Move money without writing checks.
ACH services, subject to approval and applicable service agreements, allow businesses to electronically send and receive funds through the Automated Clearing House network.
Fees may apply.
Positive Pay
An added layer of protection for your accounts.
Positive Pay helps protect your business against check and ACH fraud by comparing transactions against information you've provided to Ciera Bank.
you can review it and determine the appropriate action.
Technology when you want it. People when you need them.
Banking tools should save you time — not put more distance between you and your bank.
That’s why Ciera Bank combines convenient technology with something that never goes out of date: people who know their customers and the North Texas communities we serve.
Online, on your phone or across the desk, we’re here to help.
With you. For you. Since 1890.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government