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Ciera Bank offers a variety of tools, tidbits and answers to serve not only your financial needs, but also satisfy your curiosity. Check back with us often. We’re improving all the time.


Ciera Bank features a number of specialized tools to help you discover and clarify your financial goals. Select from the options you see here, or visit our Calculators page for a complete listing of applications.

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Basic Finances

Debt to Income

Mortgage Payoff

Car Loan

Customer Service

We've compiled and organized your most asked questions by topic. If you don't see what you're looking for, by all means, feel free to give us a call at 940-549-2040 (call center).

Frequently Asked Questions


What will I need to open an account?

You will need documentation verifying your legal name, permanent street address, Social Security number or Tax Identification Number (TIN), and date of Birth. Examples of accepted forms of Identification: Drivers licenses, state-issued ID, or valid passport.

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Upcoming Events



Food Truck Champion Ship of Texas

11:00 - 5:00 pm (Free Admission)
Downtown Square, Graham, TX 76450
50 food trucks surround the square to compete for $10,000 with live music, drinks, Possum Pedal Bike Race, and concert.


Community Spotlight

Ciera Bank prides itself on its involvement in and around the North Texas community. In fact, we like to share our experiences any time we can. Check out our latest.


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